FinTech Advice, Blog & Guides - Mercury Enriched - Financial Affordability, Creditworthiness & Income Verification APIs

17 Dec

Do clients have to assess affordability separately from creditworthiness? Chapter 5 of the FCAs Consumer Credit sourcebook (CONC) outl...

17 Dec

Affordability & creditworthiness are two central pillars of responsible & profitable financial decisioning. Being able to ac...

17 Dec

KYC means Know Your Customer and sometimes Know Your Client. KYC or KYC check is the mandatory process of identifying and verifying ...

17 Dec

Anti-Money Laundering, otherwise known as AML is a set of laws and compliance procedures, these aim to protect financial institutions f...

17 Dec

PSD2 otherwise known as, The Revised Payment Services Directive, is a European regulation for electronic payment services. It seeks...